The optional Hager Plus program offers even more profit for its members, including emergency roadside assistance and flatbed towing coverage, a contribution to the Hager magazine, and access to the “Ask Hager” gatekeeper service. They are active advocates on legislative issues related to the collector car hobby, and a portion of the membership fees go to support The Collectors Foundation, which provides scholarships and grants to organizations working to preserve the hobby through education and other avenues.Hagerty does have some boundaries, though, on who and what qualifies for their insurance. Drivers with more than one or two minor traffic violations or accidents in the past 3-6 years may not qualify. The vehicle must be used on a partial basis, going to automotive-related events or an occasional pleasure drive. If you drive your classic car very often or very far, you might be better off bearing in mind a different area of expertise insurance company that doesn’t place limits on how much you drive your car. Like most other companies, your vehicle must be stored in a fully enclosed and protected garage when not in use. And like most other collector car insurance companies, you must have a “daily driver” that is insured in your name in addition to your classic car. Insurance policies are obtainable for most antique and classic cars, street rods, muscle cars, military vehicles, antique fire trucks, tractors, motorcycles, and some replica cars. However, Hager does not offer insurance for Cobra replicas, off-road vehicles, many Pro-Street cars, and any vehicle prepared with nitrous, dune buggies, commercial vehicles, or motorcycles that are adapted for presentation. To know valuable information about auto insurance
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